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Otto Insurance Group

5855 Chandler Ct
Westerville, OH 43082

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Otto Insurance Group

5855 Chandler Ct
Westerville, OH 43082

Phone : 888-688-6467
Fax : 740-422-0874
Email :

Servicing States

  • Ohio
  • Florida

What Happens If I Make A Claim On My Home Insurance Policy?

If you make a claim on your home insurance policy, you can expect to receive a letter from your insurer asking for further details about the damage and what caused it. Your insurer will then assess whether or not it is liable for the claim and if so, how much it will pay to put the property back in good order. 

If you have a dispute about the amount of money being offered, you can then contact your insurer’s customer service team who will be able to advise you on how best to proceed with your complaint. For expert assistance, talk to Otto Insurance Group in Westerville, OH.

Making A Claim On Your Home Insurance Policy 

When you make a claim on your home insurance policy, the company will send a form that clearly outlines the facts and procedure. There are a few things you can do during the claim process to get the most out of your insurance. 

  • Ensure you know your policy’s terms and conditions.
  • Check your policy for early claims.
  • Opt out of having your policy changes.
  • Follow up with your insurance company every two months to make sure your claim is being processed.
  • Keep track of your claims. When you receive a notice that your home insurance has been paid, leave the notice on the refrigerator and come back to it when you are done with the business end of the claim. 

Home insurance can be a really valuable part of your coverage. If you have a claim and you are insured, you will likely be responsible for any payment you receive. 

Give Us A Call

Most home insurance policies will provide you with a claim notice if you need assistance. If you’re not insured, you will likely be responsible for the entire cost of hiring an expert to help you get it resolved. Discuss with Otto Insurance Group and inquire in Westerville, OH.

5 Benefits of home insurance in Westerville, OH

When buying a new home, there’s a lot to check off the "to-do" list. Don’t let home insurance be an afterthought.

Otto Insurance Group can help take one item off your plate by finding a personalized home insurance plan that’s right for you.

Serving Westerville, OH, the agency shares five benefits of having home insurance.

Covers primary dwelling

The main role of home insurance is to protect your home. If damage does occur, home insurance kicks in by reimbursing for repair or replacement costs. Each policy will list what type of accident or natural disaster is included.

Covers other structures

This coverage extends to other parts of your property also. Any detached structures, like garages or sheds, are likely protected. Fences, gates, and decks might be too. Again, refer to your policy to determine the policy limits for each.

Protects belongings

Your possessions inside are guarded too. Personal property protection accounts for any items that are stolen, damaged, or destroyed. This extends to appliances, furniture, electronics, memorabilia, and other valuables. To ensure proper coverage, conduct a home inventory to assess the monetary value of these belongings.

Offers liability protection

Liability insurance is especially important. For this reason, it’s included in nearly any insurance policy. Liability applies to any accident or incident on your property where you are found to be legally responsible. This coverage will reimburse medical bills and legal fees that pile up as a result.

Provides loss of use coverage

Accidents happen. If you are forced to relocate temporarily, loss of use protection has your back. This will pay for any added living costs, including food, hotel stays, or even increased travel.

Contact an agent serving Westerville, OH

With a home insurance policy, Otto Insurance Group can grant safety, security, and peace of mind. Schedule an appointment today.