In Ohio, all drivers are required to have a liability insurance policy in order to drive a vehicle on the roadways legally. Auto insurance laws in Ohio require drivers to have a policy with minimum coverage of 25/50/25.
What exactly does 25/50/25 mean? It means that you need a minimum of $25,000 for bodily injury liability per person, $50,000 for bodily injury liability per accident, and $25,000 for property damage liability.
Auto insurance serves to protect motorists from financial loss in the event of an at-fault accident. If you believe that you need additional protection, it's recommended that you purchase higher liability limits and extra coverage.
Getting car insurance is not just a legal necessity, it also offers reassurance in case you are involved in an accident or if your vehicle is damaged, vandalized, or stolen. In the event of such an incident, you are able to rely on your auto insurance to cover all or most of the associated costs, like car repairs, doctor bills of the other driver, and maybe even a new or used car.
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As noted above, car or auto insurance is designed to protect motorists from financial loss. It offers peace of mind when you or someone named on your insurance drives on the road. It also ensures that you are adhering to Ohio car insurance laws.
Here in Ohio, your premier choice for auto insurance is Otto Insurance Group. We provide a number of different types of auto insurance, including:
Liability insurance provides coverage for damages or injuries that are caused to others in a car accident.
This coverage protects you in the event of an accident caused by a driver who doesn't have enough insurance or doesn't have insurance at all.
Collision insurance covers damages to your vehicle in the event of a collision with another vehicle or object.
Comprehensive insurance provides coverage for non-collision damages to your vehicle, such as theft, fire, natural disasters, and other events.