Quality Car Insurance From Otto Insurance Group
For quality auto insurance at affordable prices, your premier choice in Ohio is Otto Insurance Group. Contact us today and get a quick quote for your vehicle.
Find the Best Car Insurance, Hassle-Free
Car insurance is designed to protect motorists against financial losses in the event that they are involved in an accident or if their vehicle is damaged. Most states, including Ohio, have rules requiring motorists to have a minimum amount of liability insurance as well as other types of coverage.
To create an auto insurance policy that is best for you, contact our team today and get a quick quote.
Who Needs Car Insurance?
In Ohio, all drivers are required to have a liability insurance policy in order to drive a vehicle on the roadways legally. Auto insurance laws in Ohio require drivers to have a policy with minimum coverage of 25/50/25.
What exactly does 25/50/25 mean? It means that you need a minimum of $25,000 for bodily injury liability per person, $50,000 for bodily injury liability per accident, and $25,000 for property damage liability.
Auto insurance serves to protect motorists from financial loss in the event of an at-fault accident. If you believe that you need additional protection, it's recommended that you purchase higher liability limits and extra coverage.
Getting car insurance is not just a legal necessity, it also offers reassurance in case you are involved in an accident or if your vehicle is damaged, vandalized, or stolen. In the event of such an incident, you are able to rely on your auto insurance to cover all or most of the associated costs, like car repairs, doctor bills of the other driver, and maybe even a new or used car.
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Why Car Insurance is Important
As noted above, car or auto insurance is designed to protect motorists from financial loss. It offers peace of mind when you or someone named on your insurance drives on the road. It also ensures that you are adhering to Ohio car insurance laws.
Here in Ohio, your premier choice for auto insurance is Otto Insurance Group. We provide a number of different types of auto insurance, including:
Liability insurance provides coverage for damages or injuries that are caused to others in a car accident.
Uninsured/Underinsured Motorist Coverage
This coverage protects you in the event of an accident caused by a driver who doesn't have enough insurance or doesn't have insurance at all.
Collision insurance covers damages to your vehicle in the event of a collision with another vehicle or object.
Comprehensive insurance provides coverage for non-collision damages to your vehicle, such as theft, fire, natural disasters, and other events.
Frequently Asked Questions
For a first offense, penalties and fines are decided by a court of law. The driver's license is suspended until all requirements are met. For a second offense, among the penalties is that a motorist's license is suspended for a year. Penalties and fines increase for third and subsequent offenses.
The cost of auto insurance depends on a range of factors. For a quick quote, simply fill in your zip code and the type of insurance you would like on this page.
No. This means that the auto insurance policy of the motorist who caused an accident covers expenses for the injuries and property damage of the affected party.
Get a Quick Quote for Auto Insurance
For affordable auto insurance that meets your driving needs, contact the experts at Otto Insurance Group today.