Industry Insights

Important Auto Insurance Facts


Otto Insurance Group serves The Westerville, OH community, as well as the surrounding areas. Providing high-level customer service is important to us. We are committed to helping our clients find the coverage they need to protect their assets. We offer flexible policies, so our clients are covered in any situation. We’re looking forward to assisting you.

Basic Auto Insurance Facts

You rely on your vehicle to complete basic tasks in Westerville, OH. The seasonal changes can impact the roads, and your peers’ driving behaviors can often be unpredictable. Consider the benefits of auto insurance. Auto insurance covers you while you’re on the road. The policy covers any damage to your vehicle sustained in a collision. You are also covered if your vehicle accidentally hits someone or causes property damage. Liability coverage also protects you if a passenger in your vehicle sustains damage. Comprehensive coverage protects your vehicle if it is vandalized or stolen. This gives you peace of mind in emergency situations. You are also covered if your vehicle is damaged because of severe weather. There are other basic facts to consider while you look over your auto insurance policy.

Adding Coverage

Different variables may impact your auto insurance policy. For example, modifying your vehicle leaves you exposed to potential risks. Basic policies do not reflect the value of a modified vehicle. You can amend your policy to ensure that your modified vehicle is covered if it suffers damage.

Your Personal Items

Auto insurance doesn’t cover any damage to personal items in your vehicle. Your home or renters coverage may kick in to cover any damaged or stolen items in your vehicle.

Otto Insurance Group Will Help You Protect Your Assets

Contact us today to learn more information about auto insurance.  

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