Affordable Boat Insurance in Ohio

Are you looking for the best watercraft and boat insurance in Ohio? Contact Otto Insurance Group today for a quote.

Get the Affordable Coverage You Need

At Otto Insurance Group, we can help you get the coverage you need to protect all your high-seas adventures and fishing excursions. If you want an affordable boat insurance quote, contact us today to get started.

What is Boat Insurance and Who Needs It?

Your boat, jet ski, or pontoon is a significant investment, and you want to ensure that it is protected in the event of damage. While there are several types of boat insurance, the right policy can cover the cost of repairing your boat and protect you from liability. 

While it is not required in Ohio, it is a smart investment for anyone who owns a boat, as repair and replacement costs can be expensive, and you'll want protection if your boat is stolen.

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Name Surname

Position, Company name

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Brad is awesome
Bryce Pflieger

Bryce Pflieger

Google Reviews

Awesome save a lot of money
RimTyme Indy

RimTyme Indy

Google Reviews

...I wouldn't go anywhere else and wouldn't let my family go anywhere else either! Simply put, he's the best agent I've ever had!!
Michael Martin

Michael Martin

Google Reviews

Brandon is an expert regarding insurance and cares about providing the appropriate coverage for the needs of the situation. He has helped us for years and I highly recommend him!
Dave Williams

Dave Williams

Google Reviews

"Brandon and this agency are top notch. The client services are impressive and Brandon is professional, kind and detailed. Highly recommend."
Sheri Nash

Sheri Nash

Google Reviews

great place to find cheep insurance
Timothy Guth

Timothy Guth

Google Reviews

"Quick responses and great service! Highly recommend!"
Mark Barrett

Mark Barrett

Google Reviews

Get Exceptional Insurance for Boats in Ohio Today

At Otto Insurance Group, we've partnered with all the top boat insurance companies to provide you with the lowest rates in the industry.

If you have any questions, contact us today. Our trusted boat insurance agents are here to help you identify additional savings, bundle your boat and auto policies, and more.

The Best Insurers

A wide range of plans from all the best boat insurers


Several different types of boat insurance, including "agreed upon value" plans and "actual value" plans


Excellent add-ons, including towing coverage, disappearing deductibles, and more

Support & Discounts

Friendly customer support and great discounts when you buy multiple policies

Boat/Watercraft Insurance

Frequently Asked Questions

What Are the Different Types of Boat Insurance?
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There are several different types of boat insurance, but two of the most popular policies include "agreed upon value" and "actual value." If your boat is damaged beyond repair, an agreed-upon value policy will reimburse you for the value your boat was when you signed your insurance. An actual value plan will only compensate you for the value of your boat at the time the damage occurs, which can be significantly less due to depreciation.

What Does Boat Insurance Cover?
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Your coverage will depend on the type of plan you choose. However, our plans typically include

  • Damage to your boat's mechanical components
  • Liability insurance 
  • Personal injury coverage
  • Uninsured boater coverage
  • Fuel spill liability 
  • Wreck removal
  • Damage to property caused by your boat
  • Injury to others
  • Compensation for your boat if it is damaged beyond repair
What Types of Watercrafts Does Boat Insurance Cover?
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At Otto Insurance group, we cover a wide range of boat insurance plans, including 

  • Sailboats
  • Yachts
  • Fishing boats
  • Pontoon boats
  • Jet skis 
  • And more

Contact us today to learn more about all the watercraft we cover.

How Much Does Boat Insurance Cost?
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The cost of your boat insurance will depend on the size, value, and style of your boat, as well as the type of coverage you choose. However, we work with all the top boat insurers to provide you with the best policies. Contact us today to get started.

Still have questions?

Reach out to us, and we would be happy to help.

Get Boat Insurance from Otto Insurance Group Today

Protect yourself and your boat with an insurance policy in Ohio from Otto Insurance Group. Contact an agent today!

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