Umbrella Insurance in Ohio
Getting liability coverage is one of the most important ways to protect yourself. However, it's common not to have enough of it if there is a severe accident. If you have both home and auto insurance policies, you could use more liability coverage for both of them. That's why so many people are getting umbrella insurance. If you are interested in an umbrella policy in Ohio or Florida, give us a call at Otto Insurance Group to get started.
Home and Umbrella Insurance
If you have home insurance, that policy will come with a bit of liability insurance. Often, it isn't enough if a severe accident were to happen and cost a lot in medical bills. Anyone injured on your property can sue you for those bills, so it's best to have enough coverage to cover high medical bills. You can do this by taking out an umbrella insurance policy. This policy adds on extra liability coverage so that you are better protected in the event of an accident.
Auto and Umbrella Insurance
With an auto insurance policy, umbrella insurance works in the same way. It adds a blanket of extra protection over the liability coverage that you have with your auto policy. Why not just add more liability coverage to your auto and home policies? Because the cost would be prohibitive for many people. It's costly to add more to this coverage than to your policies directly, but umbrella insurance is very budget-friendly for even a very large amount of coverage. First, the auto policy comes in after an accident and pays for the liability up to its stated maximum amount. After that, your umbrella policy steps in and pays the rest of it.
Get Your Umbrella Insurance
If you are in Florida or Ohio, we can help you be better protected with umbrella insurance. Give us a call now at Otto Insurance Group to find out more.