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Otto Insurance Group

5855 Chandler Ct
Westerville, OH 43082

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Otto Insurance Group

5855 Chandler Ct
Westerville, OH 43082

Phone : 888-688-6467
Fax : 740-422-0874
Email : info@otto-ins.com

Servicing States

  • Ohio

  • Florida

Life Insurance in Ohio

Otto Insurance Group Life Insurance Policies

Otto Insurance Group of Ohio and Florida serves the state with life insurance policies to protect your loved ones financially in the event of your death. A life insurance policy names a beneficiary or beneficiaries, and they receive a lump sum payment.

The goal of life insurance is to protect your family's financial future. Although you may pass away at an early age, the policy provides a death benefit that can enable your spouse, partner, or child to purchase a home or pay off the existing mortgage or pay for college. It may provide living expenses for them.

Otto Insurance Group offers both term insurance policies and whole life, also called permanent, insurance policies. A term policy provides life coverage for a finite amount of time. Typically, a term lasts 10, 15, 20, 30, or 40 years. As long as you pay for the premiums, the policy remains in force for the policy term. If you pass away during the policy term, it pays the death benefit. If you pass away after the term expires, there is no payment.

Whole life insurance, or permanent life insurance, refers to insurance that remains in effect as long as you pay the premiums with no lapse in coverage. It has no expiration date as long as you keep your premiums up to date. It costs a bit more than term insurance but comes with options like adding a cash value savings account or investment account. These options let you save money and invest it while avoiding paying taxes on it.

Call Otto Insurance Group of Ohio and Florida insure your family’s financial security. Let us help you obtain the life insurance you need to protect your family’s financial future.